home : hot deals & information involving: American Express Friday, November 19, 2021
$10 Amazon.com Credit For Some:
Someone with an American Express card or a Master Card may be eligible to get $10 credit when switching their default payment method on Amazon.
Check your eligibility on their American Express and the Master Card page.
If your account is eligible, follow the instructions and a $10 credit will apply on your next Amazon purchase.
Monday, November 15, 2021
- $15 Off $20 With Select AmEx Cards
View AmEx Offers in your American Express account to see if you have a $15 off $20 at ShowFields.
Add the promotion, then add at least $20 at ShowFields.com, pay with your AmEx card, and get $15 statement credit.
Shipping is free.
For example, two reusable bags is $24 shipped, which would actually cost to $9 after $15 statement credit.
Monday, November 1, 2021
New American Express Offers:
Card members can log in to AmericanExpress.com (or use the the app) and browse new offers available for the holiday shopping season.
Although offers vary by card type and how long you have had the card, and many are not available for everyone, people have found the following promotions available:
Best Buy: Spend $250 or more, get $25 back
eBay: Spend $15 or more, get $5 back
Macy's: Spend $60 or more, get $10 back
Lululemon: Spend $100 or more, get $20 back
Under Armour: Spend $50 or more, get $10 back
Wayfair.com: Spend $125 or more, get $25 back
PetSmart: Spend $75 or more, get $10 back
Hertz: Spend $200 or more, get $40 back
Adorama: Spend $250 or more, get $25 back
GoPro: Spend $200 or more, get $40 back
Microsoft Store: Spend $500 or more, get $75 back
Hilton Hotels: Spend $250 or more, get $50 back
Marriott Bonvoy: Spend $200 or more, get $50 back
Most of these are valid through December, and can be combined with each stores' promotions as long as the purchase amount is met.
Taxes and shipping count toward the required purchase amount.
Not all promotions are available for all American Express card members, and each promotion must be added to a card before its promotion can apply.
Some free cards may give rewards point bonuses instead of dollars back.
Thursday, October 28, 2021
- $45 Gift When Joining for $45, $20 With Select AmEx
Join Sam's Club and pay a $45 fee for one year membership, and get a free $45 Sam's Club eGift Card 4 weeks later.
New members only can get the deal by November 30.
Click the www.samsclub.com advertisement near the top, that should mention a $45 eGift card free when joining.
Sign up for a new Sam's Club account, using an email that never had a Sam's Club membership before.
Complete the purchase.
Beware that auto-renewal will be automatically on (automatically renews at $45 in one year), but you can turn off automatic renewal by through My Account on SamsClub.com, or by calling 888-746-7726.
Select American Express card members have an available "offer" of $25 back when joining Sam's Club, which would make this deal cost $20 for your first year.
To find the deal, go to available offers on AmericanExpress.com, and look for this offer:
Spend $45 on a new membershp, get $25 back
Sam's Club New Members Only
Click "Add to Card" to enable the promotion, then sign-up to Sam's Club and pay the $45 sign-up fee using that card.
Sam's Club is similar to Costco and BJ's Warehouse, where most items are sold in bulk.
Sam's membership costs the least in the bunch ($45/year, versus $60/year for Costco and $55/year for BJ's), but per-item cost will be the lowest at Costco.
Costco prices items at a 14% markup (15% for its Kirkland brand) which is the lowest markups in retail, plus Costco has a good return policy and sometimes adds an extra year of warranty on electronics.
However Costco only accepts cash, debit cards, and Visa credit cards, whereas Sam's Club accepts all major credit cards.
On a related note, avoid using Instacart to shop and deliver from warehouse stores.
Instacart has per-item surcharges plus a delivery fee and gratuity.
For example, a $250 Instacart order from BJ's or Costco could be $190 shopping in-store yourself.
Thursday, September 23, 2021
$200 Bonus When Applying For and Using a New Credit Card:
Three similar deals from 3 separate companies:
Apply, get the card, and charge at least $500 within the first 90 days to get $200 credit.
Card features: 5% back at some grocery stores for the first year only, then 1.5%.
5% back on Lyft rides, 3% at some restaurants, and 1.5% on all other purchases.
No annual fee on these cards.
All have the usual heavy interest rates when carrying a balance past the monthly due date.
Promotions are only available to new members of each card, who have also not been a previous member for the last few years.
Beware of risks of applying for a credit card.
Here are 3 risks:
Choose wisely, and don't apply for more than 2 cards in a year which can negatively affect your credit score.
If you have established credit and may soon apply for an apartment lease or a house loan, do not apply for a credit card today.
When creditors and landlords see a new credit approval without history of monthly payment, they may consider your your application at a higher risk and may not give you the best available rates.
Once you established a history of on-time payments with all the credit cards in your wallet, better apartment rates and financing terms will be easier to get.
A new credit card is an opportunity to spend more money, and heavy interest fees apply when carrying a balance past their balance due date.
Do not apply if you are concerned about controlling your spending or paying off debt.
With all this said, a $200 credit is a generous offer.
Other good credit card offers:
American Express Platinum with an annual fee of $695.
Earn 125,000 Rewards Points after spending at least $6,000 within the first 6 months.
If you see 100,000 Points instead of 125,000, clear cookies, open incognito, or try another browser.
Rewards Points can be converted into airline miles, and 125,000 bonus miles could be enough for up to 10 round-trip domestic airfare.
For example, we checked Delta and JetBlue for travel in October, and found round-trip between San Francisco and Austin uses 11,000 AmEx points, and round-trip between Boston and Fort Lauderdale uses 10,500 AmEx points.
AmEx points can also be converted to rewards for Delta, JetBlue, Hawaiian Airlines, Virgin Atantic, Qantas, Air France, KLM, Air Canada, AeroMexico, ANA, British Airways, Emirates, Iberia, Hilton Honors, and Marriott Bonvoy.
The Platinum Card earns one reward point per dollar spent, includes no foreign transaction fees, access to airport lounges, $200 airline incidental fee credit for one airline per calendar year, TSA Precheck or Global Entry credit ($85 or $100 value), Clear membership credit ($179 value), $15 Uber rides/Eats credit each month ($180 value yearly), and $20 monthly credit toward Audible, Peacock, and a New York Times subscription ($240 value yearly).
Amazon Prime Rewards Visa Card with no annual fee.
Amazon Prime members get $100 Amazon credit and 5% back when shopping at Amazon and Whole Foods Market.
If you are a Prime member and already shop regularly at Amazon or Whole Foods, 5% back can add up to a good amount saved.